If you own a home in Lake Stevens, Snohomish, Marysville, Everett, Granite Falls, or elsewhere in Snohomish County, you may be wondering: Is it still a seller’s market, or did I miss my opportunity?
The short answer is that sellers can still be in a strong position—but this is not the same market we experienced a few years ago.
And that distinction matters.
According to Northwest Multiple Listing Service data for August 2026, Snohomish County had about 3.64 months of inventory, which was among the tighter inventory levels in the NWMLS service area. At the same time, Snohomish County had 39.3% more active inventory than a year earlier. The countywide median sales price for residential homes and condos was $724,500.
In other words, buyers have more choices now, but Snohomish County inventory is still relatively tight.
That means homeowners shouldn’t assume that simply putting a house on the market will produce the result they want. Pricing, presentation, location, condition, competition and your specific price range all matter.
“But I Don’t Want to Give Up My Low Mortgage Rate”
This is one of the biggest concerns I hear from homeowners who are thinking about selling.
And my first response is: I totally understand.
If you have a mortgage rate in the 3% or 4% range, that rate has real value. As of September 17, 2026, Freddie Mac reported the average 30-year fixed mortgage rate at 6.95%.
So I would never tell someone to ignore their current mortgage rate just because they’re thinking about moving.
But I also don’t think your mortgage rate should make the entire decision for you.
Instead, I want to look at the bigger picture.
Why are you thinking about moving in the first place?
Maybe you need another bedroom. Maybe you’re downsizing. Maybe your commute has changed. Maybe you’re dealing with a major life transition. Or maybe you’ve simply realized that the house that worked perfectly for you five or ten years ago doesn’t fit your life anymore.
Then there’s another important question: How much equity do you have?
For some homeowners, the equity they have built can substantially change the numbers on their next purchase. That’s why comparing your current interest rate to today’s interest rate doesn’t tell us enough by itself.
We need to look at your actual situation.
Today’s Buyers Have More Choices
This is where selling strategy becomes especially important.
Buyers aren’t necessarily desperate to grab the first house they see. Across the broader NWMLS market, active listings were up 22% year over year in August.
Locally, Lake Stevens provides a good example of why the market requires some nuance. Redfin’s August data showed homes selling in about 18 days, with an approximately $675,000 median sale price over the preceding three months. At the same time, prices were down 2.2% year over year.
That tells me something important: homes are still selling, but sellers need to respect the market.
I don’t want to price your home based on what your neighbor received during a completely different market. And I don’t want to automatically underprice it because you’ve heard the market has slowed.
I want to know what buyers are doing right now in your neighborhood and price range.
Should You Sell in the Next 30–90 Days?
There isn’t one answer that’s right for every homeowner.
If you’re perfectly happy in your home and moving would create a financial situation that doesn’t make sense, keeping your low mortgage rate may absolutely be the right decision.
But if you already want or need to move, I wouldn’t automatically put your life on hold because you’re afraid to give up that rate.
Before making that decision, let’s actually run the numbers.
What could your home realistically sell for today? How much equity might you walk away with after selling expenses and any mortgage payoff? What would your next home likely cost? What would the estimated payment look like? And how does all of that compare with the reasons you’re considering moving?
Those are much better questions than simply asking whether today’s mortgage rate is higher than yours.
Let’s Figure Out What Makes Sense for You
If you’re considering selling in Lake Stevens, Snohomish, Marysville, Everett, Granite Falls, or elsewhere in Snohomish County within the next 30–90 days, you don’t need to decide to list your home before talking with me.
Let’s start with a conversation.
I’ll help you look at your home’s current market position, the competition, your potential equity and the practical realities of selling in today’s market. Then you can decide whether moving now makes sense for you.
Schedule a consultation with Taylor Stefani, and let’s talk through your options before you make the decision.
